START YOUR DEBT FREE JOURNEY TODAY?
Janet Mercredi is a Certified Profit First Professional and the driving force behind JKM Strategies, dedicated to empowering small business owners to achieve greater profitability and reclaim their time. With a wealth of experience in creating tailored cash flow plans, Janet has a proven track record of helping solopreneurs break free from the work-to-get-paid cycle. Her expertise encompasses building solid spending plans, establishing financial emergency plans, and developing strategies for future growth and investments. Janet’s commitment to her clients is evident in her hands-on approach, ensuring they thrive in businesses they love. Described as caring, humorous, and empathetic, Janet brings a warm and encouraging presence to every interaction, making her the trusted ally for entrepreneurs looking to transform their financial futures.
What is The Debt Snowball Calculator?
It’s a simple, easy-to-use tool that helps you:
✅ Organize your debts in one place.
✅ See exactly how much interest you’re paying.
✅ Create a clear plan to pay down debt faster and smarter.
Best of all? It’s completely FREE.
Why Should You Download It?
Because knowing your numbers is the first step toward taking control of your cash flow and turning stress into clarity. With this tool, you can:
- Stop wondering if you’re making progress.
- Start building a business that works for you, not against you.
- Gain peace of mind knowing you’ve got a plan in place.
Who is This For?
This calculator was designed with you in mind if you’re:
✅ A small business owner looking to get a clear handle on your debt so you can boost your cash flow and profitability.
✅ Someone juggling personal and business debts and feeling unsure of where to start or how to create a repayment plan.
✅ Ready to finally take charge of your finances and create a system that works for your goals—without feeling overwhelmed or stuck.
Who Is This NOT For?
While this calculator is a powerful tool, it’s not for everyone:
🚫 If you’re looking for a quick fix without putting in the effort to implement a plan, this isn’t the right tool for you.
🚫 If you’re not ready to look at your numbers honestly, this may not be the step you’re ready to take yet.
🚫 If you’re unwilling to take control of your financial situation—whether it’s personal or business-related—this tool might not be a good fit.
3 Tips for Using The Debt Reduction Calculator
Here’s how to get the most out of this tool and the debt snowball method:
💡 Tip 1: Be Honest with Yourself
Start by gathering all your debts in one place—both personal and business. The debt snowball method works best when you see the full picture and prioritize your smallest debts first.
💡 Tip 2: Use the Calculator to Prioritize
The calculator will help you identify which debts to target first. With the debt snowball method, you focus on paying off your smallest debt first, and as each one is eliminated, the money you were paying on those debts snowballs toward the next one.
💡 Tip 3: Stick to Your Plan
Stay consistent and check in monthly. Track your progress and adjust as needed to keep your momentum going. The debt snowball method is powerful when you make it a habit and celebrate your wins along the way!
Ready to Reduce Your Debt and Boost Your Profit?
Take the first step toward a stress-free financial future by clicking the button below 👇
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